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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,023 | $92,219+16.1% | $76,767+39.4% | $135,380-20.9% |
| Participation rate | 81.8% | 79.8%+2.0pp | 77.0%+4.9pp | 82.6%-0.8pp |
| Annual return | -6.38% | 5.46%-11.8pp | 2.43%-8.8pp | 519.81%-526.2pp |
| Employer contribution / active EE | $694 | $3,216-78.4% | $2,485-72.1% | $4,779-85.5% |
| Participant deferral / active EE | $4,185 | $4,508-7.2% | $3,852+8.6% | $5,609-25.4% |
| Admin fee / account holder | $1,450 | $10,749-86.5% | $6,675-78.3% | $10,828-86.6% |