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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,387 | $117,846+59.0% | $102,434+82.9% | $145,884+28.4% |
| Participation rate | 72.2% | 78.6%-6.4pp | 76.5%-4.3pp | 80.3%-8.1pp |
| Annual return | 10.73% | 31.90%-21.2pp | 29.46%-18.7pp | 551.85%-541.1pp |
| Employer contribution / active EE | $865 | $3,615-76.1% | $3,023-71.4% | $4,662-81.4% |
| Participant deferral / active EE | $5,765 | $5,733+0.5% | $5,055+14.0% | $6,690-13.8% |
| Admin fee / account holder | $14,544 | $13,356+8.9% | $9,462+53.7% | $13,392+8.6% |