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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,617 | $124,346+49.3% | $111,306+66.8% | $167,553+10.8% |
| Participation rate | 81.3% | 79.6%+1.6pp | 77.3%+3.9pp | 82.1%-0.9pp |
| Annual return | 10.96% | 37.46%-26.5pp | 54.67%-43.7pp | 478.89%-467.9pp |
| Employer contribution / active EE | $943 | $3,438-72.6% | $2,732-65.5% | $4,840-80.5% |
| Participant deferral / active EE | $6,382 | $5,182+23.2% | $4,488+42.2% | $6,343+0.6% |
| Admin fee / account holder | $21,404 | $10,623+101.5% | $7,966+168.7% | $12,316+73.8% |