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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,400 | $77,817-53.2% | $123,553-70.5% | $64,173-43.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -1.45% | 12.49%-13.9pp | 119.21%-120.7pp | 7.63%-9.1pp |
| Employer contribution / active EE | $5,000 | $3,014+65.9% | $4,628+8.0% | $2,381+110.0% |
| Participant deferral / active EE | $498 | $5,240-90.5% | $6,426-92.3% | $3,470-85.6% |
| Admin fee / account holder | $74,403 | $5,519+1248.1% | $9,284+701.4% | $4,887+1422.3% |