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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,472 | $93,617-10.8% | $135,982-38.6% | $75,177+11.0% |
| Participation rate | 88.0% | 75.2%+12.8pp | 81.9%+6.1pp | 67.2%+20.8pp |
| Annual return | 9.88% | 30.89%-21.0pp | 68.32%-58.4pp | 160.75%-150.9pp |
| Employer contribution / active EE | $7,847 | $3,538+121.8% | $4,859+61.5% | $2,671+193.8% |
| Participant deferral / active EE | $2,648 | $6,406-58.7% | $7,760-65.9% | $4,126-35.8% |
| Admin fee / account holder | $17,458 | $6,980+150.1% | $10,767+62.1% | $5,651+208.9% |