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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,094 | $102,385-5.2% | $147,080-34.0% | $80,935+20.0% |
| Participation rate | 80.8% | 75.9%+4.9pp | 82.2%-1.4pp | 67.7%+13.1pp |
| Annual return | 11.17% | 135.09%-123.9pp | 420.17%-409.0pp | 35.66%-24.5pp |
| Employer contribution / active EE | $7,520 | $3,717+102.3% | $4,933+52.4% | $2,757+172.8% |
| Participant deferral / active EE | $1,997 | $6,651-70.0% | $8,066-75.2% | $4,299-53.5% |
| Admin fee / account holder | $11,213 | $7,951+41.0% | $12,989-13.7% | $6,924+61.9% |