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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,415 | $76,551-28.9% | $123,894-56.1% | $62,881-13.5% |
| Participation rate | 97.9% | 73.0%+24.9pp | 81.4%+16.5pp | 69.3%+28.6pp |
| Annual return | 3.33% | 18.68%-15.3pp | 47.52%-44.2pp | 20.14%-16.8pp |
| Employer contribution / active EE | $4,053 | $2,882+40.6% | $4,617-12.2% | $2,281+77.7% |
| Participant deferral / active EE | $295 | $4,840-93.9% | $5,984-95.1% | $3,203-90.8% |
| Admin fee / account holder | $423 | $4,826-91.2% | $8,357-94.9% | $4,296-90.2% |