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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,797 | $132,099-34.3% | $115,599-24.9% | $138,895-37.5% |
| Participation rate | 76.5% | 77.9%-1.4pp | 74.3%+2.2pp | 79.9%-3.4pp |
| Annual return | 8.41% | 176.76%-168.3pp | 111.10%-102.7pp | 145.39%-137.0pp |
| Employer contribution / active EE | $2,066 | $3,416-39.5% | $2,955-30.1% | $4,194-50.7% |
| Participant deferral / active EE | $4,132 | $5,617-26.4% | $4,889-15.5% | $6,396-35.4% |
| Admin fee / account holder | $41,616 | $15,650+165.9% | $12,841+224.1% | $12,562+231.3% |