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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,684 | $99,032-10.4% | $80,022+10.8% | $135,380-34.5% |
| Participation rate | 68.2% | 78.4%-10.2pp | 75.8%-7.7pp | 82.6%-14.5pp |
| Annual return | 9.00% | 15.39%-6.4pp | 11.22%-2.2pp | 519.81%-510.8pp |
| Employer contribution / active EE | $837 | $3,043-72.5% | $2,468-66.1% | $4,779-82.5% |
| Participant deferral / active EE | $2,708 | $4,282-36.7% | $3,686-26.5% | $5,609-51.7% |
| Admin fee / account holder | $75 | $10,436-99.3% | $6,521-98.9% | $10,828-99.3% |