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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,164 | $99,079-35.2% | $78,002-17.7% | $273,972-76.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 0.67% | 217.93%-217.3pp | 425.99%-425.3pp | 41.46%-40.8pp |
| Employer contribution / active EE | $1,341 | $3,308-59.5% | $2,470-45.7% | $4,869-72.5% |
| Participant deferral / active EE | $4,275 | $4,306-0.7% | $3,497+22.3% | $5,287-19.1% |
| Admin fee / account holder | $14,289 | $8,954+59.6% | $5,481+160.7% | $10,133+41.0% |