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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,086 | $118,496-31.6% | $98,461-17.6% | $139,466-41.9% |
| Participation rate | 64.7% | 77.5%-12.8pp | 75.2%-10.5pp | 80.3%-15.6pp |
| Annual return | 13.89% | 18.96%-5.1pp | 21.17%-7.3pp | 373.66%-359.8pp |
| Employer contribution / active EE | $1,644 | $3,611-54.5% | $3,049-46.1% | $4,754-65.4% |
| Participant deferral / active EE | $3,549 | $5,393-34.2% | $4,738-25.1% | $6,712-47.1% |
| Admin fee / account holder | $7,891 | $14,056-43.9% | $8,961-11.9% | $11,409-30.8% |