Retirement plan

COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. 401(K) RETIREMENT SAVINGS PLAN

Name: COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. - COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. 401(K) RETIREMENT SAVINGS PLAN (2023) Form 5500
Creator: COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. 401(K) RETIREMENT SAVINGS PLAN, COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC.

COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC.EIN 39-1605145Plan #001PY 2023

ONE ORGANIC WAY - LA FARGE, WI 54639608-625-2666LinkedIn11-50 employeesfood production

Prospect flagsFailed to transmit contributions

Top hat statement on fileNQDC

Filed June 29, 2018

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$83.7M

+23.9% from 2022

Total participants

1,257

+1.0% from 2022

Average account balance

$68,984

+24.3% from 2022

Annual return

20.21%

+38.75 pp from 2022

Benchmarks

See 284 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants250-999

Cohort284 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$98.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,232

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$41

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$34,627
JPMORGAN INVEST HOLDINGS LLC9+ years Service code 64 · EIN 13-2624428	Recordkeeping Fees	$3,393
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782	Securities brokerage	$39

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$38K

$39 / participant

Recordkeeping$3K8.9%
Investment mgmt$35K91.1%

% of EOY assets

0.045%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER TILLY US, LLP
Auditor EIN: 301413443
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,984

$57,739+19.5%

$112,273-38.6%

$74,460-7.4%

Participation rate

95.6%

55.6%+40.0pp

72.4%+23.1pp

70.7%+24.8pp

Annual return

20.21%

19.52%+0.7pp

30.23%-10.0pp

34.38%-14.2pp

Employer contribution / active EE

$2,617

$1,675+56.2%

$3,431-23.7%

$2,638-0.8%

Participant deferral / active EE

$5,544

$2,891+91.7%

$4,800+15.5%

$4,530+22.4%

Admin fee / account holder

$31

$462-93.2%

$7,752-99.6%

$348-91.0%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$34,627

JPMORGAN INVEST HOLDINGS LLC9+ years

Service code 64 · EIN 13-2624428

Recordkeeping Fees

$3,393

CHARLES SCHWAB & CO., INC.7 years

Filed as: CHARLES SCHWAB & CO., INC

Service code 33 · EIN 94-1737782

Securities brokerage

$39

COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. 401(K) RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COOPERATIVE REGIONS OF ORGANIC PRODUCER POOLS COOPERATIVE, INC. 401(K) RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion