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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,773 | $58,828-66.4% | $78,002-74.7% | $62,881-68.6% |
| Participation rate | 86.3% | 71.1%+15.2pp | 75.5%+10.8pp | 69.3%+17.0pp |
| Annual return | 7.99% | 17.16%-9.2pp | 425.99%-418.0pp | 20.14%-12.2pp |
| Employer contribution / active EE | $1,564 | $1,672-6.5% | $2,470-36.7% | $2,281-31.4% |
| Participant deferral / active EE | $1,868 | $2,686-30.5% | $3,497-46.6% | $3,203-41.7% |
| Admin fee / account holder | $2,355 | $4,393-46.4% | $5,481-57.0% | $4,296-45.2% |