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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,549 | $67,411-63.6% | $91,004-73.0% | $70,126-65.0% |
| Participation rate | 94.2% | 71.4%+22.9pp | 75.6%+18.6pp | 69.5%+24.7pp |
| Annual return | 16.87% | -40.16%+57.0pp | 4.60%+12.3pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,924 | $1,786+7.7% | $2,456-21.7% | $2,343-17.9% |
| Participant deferral / active EE | $2,624 | $2,823-7.0% | $3,548-26.0% | $3,332-21.2% |
| Admin fee / account holder | $1,884 | $4,236-55.5% | $5,417-65.2% | $4,645-59.5% |