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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,568 | $73,019-73.2% | $90,766-78.4% | $68,490-71.4% |
| Participation rate | 97.9% | 70.8%+27.0pp | 75.7%+22.2pp | 67.9%+30.0pp |
| Annual return | -15.80% | -13.81%-2.0pp | -12.16%-3.6pp | -7.85%-7.9pp |
| Employer contribution / active EE | $2,317 | $2,193+5.7% | $2,922-20.7% | $2,597-10.8% |
| Participant deferral / active EE | $2,961 | $3,626-18.4% | $4,565-35.1% | $4,028-26.5% |
| Admin fee / account holder | $1,148 | $5,897-80.5% | $8,446-86.4% | $5,403-78.8% |