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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,943 | $54,380-70.7% | $68,509-76.7% | $59,633-73.3% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -3.31% | 2.83%-6.1pp | 8.27%-11.6pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $1,776 | $1,539+15.4% | $2,278-22.0% | $2,203-19.4% |
| Participant deferral / active EE | $2,034 | $2,643-23.1% | $3,382-39.9% | $3,192-36.3% |
| Admin fee / account holder | $3,087 | $3,885-20.5% | $5,275-41.5% | $4,297-28.2% |