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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,466 | $124,980+75.6% | $108,359+102.5% | $154,746+41.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.01% | 45.00%-27.0pp | 36.89%-18.9pp | 172.34%-154.3pp |
| Employer contribution / active EE | $8,618 | $2,851+202.3% | $2,399+259.1% | $4,379+96.8% |
| Participant deferral / active EE | $10,126 | $4,743+113.5% | $4,137+144.8% | $6,730+50.4% |
| Admin fee / account holder | $3,735 | $11,502-67.5% | $9,741-61.7% | $14,365-74.0% |