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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,683 | $102,663+42.9% | $86,216+70.1% | $139,466+5.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 17.25% | 1924.52%-1907.3pp | 1169.42%-1152.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $2,513 | $3,035-17.2% | $2,382+5.5% | $4,754-47.1% |
| Participant deferral / active EE | $8,495 | $4,677+81.6% | $3,986+113.1% | $6,712+26.6% |
| Admin fee / account holder | $1,589 | $8,663-81.7% | $6,853-76.8% | $11,409-86.1% |