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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,080 | $111,785+64.7% | $93,669+96.5% | $145,877+26.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 19.08% | 203.79%-184.7pp | 133.59%-114.5pp | 551.28%-532.2pp |
| Employer contribution / active EE | $8,029 | $3,096+159.3% | $2,424+231.3% | $4,663+72.2% |
| Participant deferral / active EE | $8,071 | $4,919+64.1% | $4,416+82.8% | $6,691+20.6% |
| Admin fee / account holder | $4,929 | $10,256-51.9% | $8,291-40.6% | $13,402-63.2% |