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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,268 | $118,877+6.2% | $96,570+30.8% | $167,536-24.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 16.30% | 50.50%-34.2pp | 37.79%-21.5pp | 478.82%-462.5pp |
| Employer contribution / active EE | $6,976 | $3,121+123.5% | $2,357+195.9% | $4,839+44.2% |
| Participant deferral / active EE | $6,101 | $4,617+32.2% | $3,849+58.5% | $6,342-3.8% |
| Admin fee / account holder | $4,677 | $8,069-42.0% | $6,182-24.3% | $12,315-62.0% |