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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,496 | $106,923-21.9% | $84,023-0.6% | $152,909-45.4% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 21.77% | 105.02%-83.3pp | 71.32%-49.6pp | 345.46%-323.7pp |
| Employer contribution / active EE | $6,418 | $2,735+134.6% | $1,984+223.5% | $4,764+34.7% |
| Participant deferral / active EE | $5,320 | $4,013+32.6% | $3,239+64.2% | $5,851-9.1% |
| Admin fee / account holder | $8,286 | $8,2890% | $6,102+35.8% | $11,601-28.6% |