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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,466 | $156,616+40.1% | $133,346+64.6% | $198,609+10.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 18.01% | 44.25%-26.2pp | 36.85%-18.8pp | 202.70%-184.7pp |
| Employer contribution / active EE | $8,618 | $3,368+155.9% | $2,853+202.0% | $5,055+70.5% |
| Participant deferral / active EE | $10,126 | $4,920+105.8% | $4,332+133.7% | $6,977+45.1% |
| Admin fee / account holder | $3,735 | $17,468-78.6% | $14,264-73.8% | $19,030-80.4% |