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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,466 | $112,729+94.7% | $98,716+122.3% | $137,256+59.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 18.01% | 38.48%-20.5pp | 31.81%-13.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $8,618 | $2,725+216.2% | $2,279+278.2% | $4,156+107.4% |
| Participant deferral / active EE | $10,126 | $4,640+118.2% | $4,048+150.2% | $6,407+58.0% |
| Admin fee / account holder | $3,735 | $10,129-63.1% | $8,703-57.1% | $12,270-69.6% |