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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,272 | $63,861+2.2% | $104,625-37.6% | $79,852-18.3% |
| Participation rate | 79.5% | 64.9%+14.6pp | 74.1%+5.5pp | 69.6%+9.9pp |
| Annual return | -6.20% | 21.30%-27.5pp | 340.60%-346.8pp | 31.72%-37.9pp |
| Employer contribution / active EE | $5,486 | $1,588+245.4% | $2,681+104.6% | $2,471+122.0% |
| Participant deferral / active EE | $1,790 | $2,693-33.6% | $3,738-52.1% | $3,740-52.2% |
| Admin fee / account holder | $1,446 | $4,185-65.4% | $6,465-77.6% | $5,306-72.8% |