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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,057 | $56,110+14.2% | $94,993-32.6% | $70,126-8.7% |
| Participation rate | 92.5% | 65.0%+27.5pp | 73.9%+18.6pp | 69.5%+23.0pp |
| Annual return | 7.62% | 51.02%-43.4pp | 27.14%-19.5pp | 73.15%-65.5pp |
| Employer contribution / active EE | $4,951 | $1,442+243.3% | $2,603+90.2% | $2,343+111.3% |
| Participant deferral / active EE | $2,272 | $2,391-5.0% | $3,317-31.5% | $3,332-31.8% |
| Admin fee / account holder | $1,579 | $3,456-54.3% | $4,960-68.2% | $4,645-66.0% |