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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,750 | $53,596+65.6% | $90,657-2.1% | $64,173+38.3% |
| Participation rate | 77.8% | 64.5%+13.3pp | 74.0%+3.8pp | 69.6%+8.2pp |
| Annual return | 14.35% | 4.41%+9.9pp | 1.89%+12.5pp | 7.63%+6.7pp |
| Employer contribution / active EE | $6,043 | $1,503+302.1% | $2,532+138.7% | $2,381+153.8% |
| Participant deferral / active EE | $2,685 | $2,459+9.2% | $3,424-21.6% | $3,470-22.6% |
| Admin fee / account holder | $921 | $3,868-76.2% | $4,994-81.6% | $4,887-81.2% |