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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,663 | $49,025+68.6% | $87,502-5.5% | $62,881+31.5% |
| Participation rate | 82.1% | 64.9%+17.3pp | 73.8%+8.3pp | 69.3%+12.8pp |
| Annual return | -4.92% | 10.02%-14.9pp | 12.21%-17.1pp | 20.14%-25.1pp |
| Employer contribution / active EE | $6,361 | $1,372+363.7% | $2,550+149.5% | $2,281+178.9% |
| Participant deferral / active EE | $3,361 | $2,289+46.8% | $3,149+6.7% | $3,203+4.9% |
| Admin fee / account holder | $3,974 | $4,065-2.3% | $4,221-5.9% | $4,296-7.5% |