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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,357 | $100,772-11.3% | $86,690+3.1% | $134,493-33.6% |
| Participation rate | 81.0% | 78.9%+2.0pp | 76.6%+4.4pp | 81.2%-0.3pp |
| Annual return | -15.70% | 29.06%-44.8pp | 35.93%-51.6pp | 418.01%-433.7pp |
| Employer contribution / active EE | $722 | $3,490-79.3% | $2,837-74.5% | $4,740-84.8% |
| Participant deferral / active EE | $2,267 | $5,338-57.5% | $4,656-51.3% | $6,400-64.6% |
| Admin fee / account holder | $427 | $10,920-96.1% | $7,490-94.3% | $11,425-96.3% |