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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,053 | $110,240-11.1% | $96,544+1.6% | $139,487-29.7% |
| Participation rate | 76.2% | 78.1%-1.9pp | 76.0%+0.2pp | 80.3%-4.1pp |
| Annual return | 14.11% | 26.41%-12.3pp | 25.88%-11.8pp | 373.84%-359.7pp |
| Employer contribution / active EE | $761 | $3,622-79.0% | $2,966-74.3% | $4,755-84.0% |
| Participant deferral / active EE | $2,766 | $5,549-50.1% | $4,851-43.0% | $6,713-58.8% |
| Admin fee / account holder | $13,335 | $11,602+14.9% | $8,254+61.6% | $11,407+16.9% |