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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,617 | $98,240-30.2% | $82,312-16.6% | $147,586-53.5% |
| Participation rate | 71.4% | 79.7%-8.3pp | 76.9%-5.5pp | 82.8%-11.4pp |
| Annual return | 11.09% | 30.85%-19.8pp | 25.88%-14.8pp | 578.59%-567.5pp |
| Employer contribution / active EE | $700 | $3,192-78.1% | $2,428-71.2% | $4,876-85.6% |
| Participant deferral / active EE | $2,114 | $4,383-51.8% | $3,706-43.0% | $5,439-61.1% |
| Admin fee / account holder | $2,255 | $8,563-73.7% | $5,608-59.8% | $10,886-79.3% |