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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,715 | $117,846-23.0% | $102,434-11.4% | $145,884-37.8% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+7.9pp |
| Annual return | 11.54% | 31.90%-20.4pp | 29.46%-17.9pp | 551.85%-540.3pp |
| Employer contribution / active EE | $855 | $3,615-76.4% | $3,023-71.7% | $4,662-81.7% |
| Participant deferral / active EE | $2,787 | $5,733-51.4% | $5,055-44.9% | $6,690-58.3% |
| Admin fee / account holder | $22,071 | $13,356+65.3% | $9,462+133.3% | $13,392+64.8% |