Filed April 23, 2004 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.6+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $639,776 |
CHARLES SCHWAB & CO., INC.6+ years Service code 27 · EIN 94-1737782 | Advisory (Plan) | $37,941 |
Service code 27 · EIN 20-1665305 | Advisory (Plan) | $6,776 |
HARBOUR INVESTMENTS INC2 years Service code 27 · EIN 39-1571149 | Advisory (Plan) | $2,828 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,626 | $176,491-39.6% | $95,952+11.1% | $90,288+18.1% |
| Participation rate | 96.7% | 86.6%+10.2pp | 77.1%+19.7pp | 73.4%+23.4pp |
| Annual return | -40.87% | 20.14%-61.0pp | 91.61%-132.5pp | 53.97%-94.8pp |
| Employer contribution / active EE | $1,243 | $2,789-55.4% | $2,541-51.1% | $2,524-50.8% |
| Participant deferral / active EE | $4,251 | $5,340-20.4% | $4,167+2.0% | $4,232+0.4% |
| Admin fee / account holder | $336 | $154+117.9% | $6,795-95.1% | $114+194.4% |