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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,838 | $93,346-63.8% | $71,796-52.9% | $273,972-87.6% |
| Participation rate | 87.0% | 76.5%+10.4pp | 69.1%+17.8pp | 83.0%+3.9pp |
| Annual return | 8.24% | 130.39%-122.1pp | 78.04%-69.8pp | 41.46%-33.2pp |
| Employer contribution / active EE | $3,701 | $2,733+35.4% | $1,924+92.3% | $4,869-24.0% |
| Participant deferral / active EE | $3,890 | $3,475+11.9% | $2,794+39.2% | $5,287-26.4% |
| Admin fee / account holder | $2,105 | $6,571-68.0% | $4,815-56.3% | $10,133-79.2% |