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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,640 | $96,678-18.7% | $86,640-9.2% | $139,466-43.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 16.55% | 106.69%-90.1pp | 592.52%-576.0pp | 373.66%-357.1pp |
| Employer contribution / active EE | $5,705 | $3,265+74.7% | $3,024+88.6% | $4,754+20.0% |
| Participant deferral / active EE | $4,354 | $4,837-10.0% | $4,438-1.9% | $6,712-35.1% |
| Admin fee / account holder | $619 | $6,410-90.3% | $5,616-89.0% | $11,409-94.6% |