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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,936 | $65,434+9.9% | $98,483-27.0% | $85,847-16.2% |
| Participation rate | 96.0% | 65.0%+31.0pp | 73.3%+22.7pp | 69.3%+26.7pp |
| Annual return | 17.12% | 21.75%-4.6pp | 1494.38%-1477.3pp | 318.61%-301.5pp |
| Employer contribution / active EE | $4,310 | $2,169+98.7% | $2,961+45.6% | $2,565+68.0% |
| Participant deferral / active EE | $4,686 | $3,168+47.9% | $4,276+9.6% | $3,952+18.6% |
| Admin fee / account holder | $549 | $4,595-88.1% | $5,953-90.8% | $6,261-91.2% |