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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,599 | $102,595-33.1% | $94,057-27.1% | $154,746-55.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 11.27% | 583.42%-572.1pp | 480.62%-469.4pp | 172.34%-161.1pp |
| Employer contribution / active EE | $5,057 | $3,147+60.7% | $2,933+72.4% | $4,379+15.5% |
| Participant deferral / active EE | $4,697 | $5,118-8.2% | $4,709-0.3% | $6,730-30.2% |
| Admin fee / account holder | $2,286 | $7,736-70.4% | $7,244-68.4% | $14,365-84.1% |