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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,599 | $65,027+30.1% | $90,970-7.0% | $79,852+5.9% |
| Participation rate | 98.6% | 61.6%+37.0pp | 69.0%+29.6pp | 69.6%+29.0pp |
| Annual return | 8.04% | 30.45%-22.4pp | 134.58%-126.5pp | 31.72%-23.7pp |
| Employer contribution / active EE | $1,240 | $1,247-0.6% | $2,122-41.6% | $2,471-49.8% |
| Participant deferral / active EE | $4,251 | $2,512+69.2% | $3,373+26.0% | $3,740+13.7% |
| Admin fee / account holder | $2,061 | $4,535-54.5% | $5,960-65.4% | $5,306-61.2% |