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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,603 | $48,364+2.6% | $71,796-30.9% | $62,881-21.1% |
| Participation rate | 98.7% | 60.6%+38.1pp | 69.1%+29.6pp | 69.3%+29.4pp |
| Annual return | 2.17% | 13.16%-11.0pp | 78.04%-75.9pp | 20.14%-18.0pp |
| Employer contribution / active EE | $1,869 | $1,042+79.4% | $1,924-2.9% | $2,281-18.1% |
| Participant deferral / active EE | $3,527 | $2,091+68.6% | $2,794+26.2% | $3,203+10.1% |
| Admin fee / account holder | $690 | $3,771-81.7% | $4,815-85.7% | $4,296-83.9% |