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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,738 | $58,493+32.9% | $84,021-7.5% | $72,975+6.5% |
| Participation rate | 98.7% | 61.2%+37.5pp | 69.0%+29.7pp | 69.5%+29.2pp |
| Annual return | 3.06% | 28.93%-25.9pp | 71.32%-68.3pp | 81.01%-77.9pp |
| Employer contribution / active EE | $1,631 | $1,163+40.2% | $1,984-17.8% | $2,440-33.2% |
| Participant deferral / active EE | $3,844 | $2,394+60.6% | $3,239+18.7% | $3,608+6.6% |
| Admin fee / account holder | $2,857 | $4,569-37.5% | $6,102-53.2% | $5,124-44.2% |