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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,444 | $50,947+42.2% | $74,549-2.8% | $64,173+12.9% |
| Participation rate | 98.7% | 61.1%+37.6pp | 69.1%+29.5pp | 69.6%+29.1pp |
| Annual return | 11.73% | -1.85%+13.6pp | 32.53%-20.8pp | 7.63%+4.1pp |
| Employer contribution / active EE | $1,636 | $1,115+46.7% | $1,961-16.6% | $2,381-31.3% |
| Participant deferral / active EE | $3,848 | $2,302+67.2% | $3,108+23.8% | $3,470+10.9% |
| Admin fee / account holder | $1,491 | $4,221-64.7% | $5,059-70.5% | $4,887-69.5% |