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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,749 | $176,786+106.9% | $146,643+149.4% | $167,536+118.3% |
| Participation rate | 90.9% | 83.6%+7.3pp | 80.1%+10.8pp | 82.1%+8.8pp |
| Annual return | 15.21% | 24.04%-8.8pp | 22.75%-7.5pp | 478.82%-463.6pp |
| Employer contribution / active EE | $2,486 | $5,161-51.8% | $4,137-39.9% | $4,839-48.6% |
| Participant deferral / active EE | $5,365 | $6,440-16.7% | $5,506-2.6% | $6,342-15.4% |
| Admin fee / account holder | $8,382 | $13,262-36.8% | $10,280-18.5% | $12,315-31.9% |