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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,928 | $142,392+95.2% | $119,622+132.3% | $134,532+106.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -17.91% | -12.46%-5.4pp | -14.98%-2.9pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,619 | $5,224-49.9% | $4,232-38.1% | $4,741-44.8% |
| Participant deferral / active EE | $5,705 | $6,467-11.8% | $5,601+1.9% | $6,401-10.9% |
| Admin fee / account holder | $3,347 | $13,593-75.4% | $10,328-67.6% | $11,429-70.7% |