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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,238 | $162,821+94.8% | $133,978+136.8% | $158,982+99.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 17.52% | 41.95%-24.4pp | 45.10%-27.6pp | 302.99%-285.5pp |
| Employer contribution / active EE | $2,904 | $4,976-41.6% | $3,919-25.9% | $4,763-39.0% |
| Participant deferral / active EE | $6,404 | $5,910+8.3% | $5,047+26.9% | $5,983+7.0% |
| Admin fee / account holder | $5,324 | $11,742-54.7% | $8,930-40.4% | $11,252-52.7% |