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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,626 | $154,193+98.9% | $130,045+135.8% | $139,466+119.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.09% | 32.51%-14.4pp | -137.30%+155.4pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,870 | $5,292-45.8% | $4,321-33.6% | $4,754-39.6% |
| Participant deferral / active EE | $6,145 | $6,709-8.4% | $5,820+5.6% | $6,712-8.4% |
| Admin fee / account holder | $2,483 | $13,989-82.3% | $10,600-76.6% | $11,409-78.2% |