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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,563 | $171,492-61.8% | $150,734-56.5% | $198,609-67.0% |
| Participation rate | 91.3% | 81.4%+9.9pp | 78.4%+12.9pp | 82.4%+8.9pp |
| Annual return | 1.19% | 804.70%-803.5pp | 600.81%-599.6pp | 202.70%-201.5pp |
| Employer contribution / active EE | $2,522 | $5,470-53.9% | $4,918-48.7% | $5,055-50.1% |
| Participant deferral / active EE | $8,524 | $6,259+36.2% | $5,610+51.9% | $6,977+22.2% |
| Admin fee / account holder | $3,016 | $17,628-82.9% | $14,905-79.8% | $19,030-84.2% |