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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,170 | $77,638+290.5% | $156,551+93.7% | $62,881+382.1% |
| Participation rate | 87.5% | 71.2%+16.3pp | 84.0%+3.5pp | 69.3%+18.2pp |
| Annual return | 4.43% | 50.33%-45.9pp | 32.23%-27.8pp | 20.14%-15.7pp |
| Employer contribution / active EE | $18,433 | $3,444+435.2% | $5,501+235.1% | $2,281+708.1% |
| Participant deferral / active EE | $2,411 | $3,046-20.8% | $4,871-50.5% | $3,203-24.7% |
| Admin fee / account holder | $6,581 | $5,561+18.3% | $13,028-49.5% | $4,296+53.2% |