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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,016 | $75,962+237.0% | $154,108+66.1% | $64,173+298.9% |
| Participation rate | 95.8% | 70.4%+25.4pp | 83.0%+12.8pp | 69.6%+26.3pp |
| Annual return | -5.65% | 30.32%-36.0pp | 735.21%-740.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $10,573 | $3,350+215.6% | $5,298+99.6% | $2,381+344.1% |
| Participant deferral / active EE | $3,102 | $3,175-2.3% | $5,081-38.9% | $3,470-10.6% |
| Admin fee / account holder | $16,227 | $5,589+190.3% | $13,411+21.0% | $4,887+232.0% |