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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,161 | $81,331+245.7% | $155,534+80.8% | $80,935+247.4% |
| Participation rate | 83.9% | 66.3%+17.6pp | 78.2%+5.7pp | 67.7%+16.2pp |
| Annual return | 11.30% | 33.37%-22.1pp | 64.92%-53.6pp | 35.66%-24.4pp |
| Employer contribution / active EE | $9,453 | $3,105+204.5% | $4,675+102.2% | $2,757+242.9% |
| Participant deferral / active EE | $3,790 | $3,454+9.7% | $5,630-32.7% | $4,299-11.8% |
| Admin fee / account holder | $7,605 | $7,999-4.9% | $15,900-52.2% | $6,924+9.8% |