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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,112 | $77,908+242.9% | $149,696+78.4% | $75,173+255.3% |
| Participation rate | 84.9% | 65.6%+19.3pp | 78.8%+6.1pp | 67.2%+17.7pp |
| Annual return | 15.46% | 31.73%-16.3pp | 134.46%-119.0pp | 160.72%-145.3pp |
| Employer contribution / active EE | $10,377 | $3,138+230.7% | $4,821+115.3% | $2,671+288.5% |
| Participant deferral / active EE | $4,119 | $3,411+20.8% | $5,682-27.5% | $4,126-0.2% |
| Admin fee / account holder | $9,612 | $5,950+61.6% | $13,212-27.2% | $5,651+70.1% |