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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,512 | $84,236+233.0% | $170,435+64.6% | $70,126+300.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.07% | 23.06%-12.0pp | 205.94%-194.9pp | 73.15%-62.1pp |
| Employer contribution / active EE | $5,656 | $3,387+67.0% | $5,432+4.1% | $2,343+141.4% |
| Participant deferral / active EE | $4,158 | $3,086+34.8% | $4,939-15.8% | $3,332+24.8% |
| Admin fee / account holder | $1,717 | $5,698-69.9% | $13,881-87.6% | $4,645-63.0% |