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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $761,112 | $77,814+878.1% | $158,223+381.0% | $86,983+775.0% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 11.33% | 30.54%-19.2pp | 52.09%-40.8pp | 25.83%-14.5pp |
| Employer contribution / active EE | $7,269 | $2,592+180.4% | $4,109+76.9% | $2,584+181.3% |
| Participant deferral / active EE | $6,260 | $3,270+91.5% | $5,467+14.5% | $4,194+49.3% |
| Admin fee / account holder | $9,917 | $5,879+68.7% | $16,047-38.2% | $7,856+26.2% |